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Cover your dream car proper auto insurance plan


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By : Patricias Lewiss   99 or more times read
Submitted 2012-01-04 13:54:38

Coverage under car insurance or auto insurance-
Any damage or loss to the personal accident, insured vehicle and third party liabilities due to the following are covered by this type of insurance.
Manmade- theft, riot and strike, burglary, malicious act, any kind of damage during transit in road, any kind of accident, inland waterway, rail, lift, air or elevator.
Natural calamities- explosion, fire, self ignition, earth quake, lightning, flood, hurricane, typhoon, storm, inundation, tempest, cyclone, frost, hailstorm, landslide, rockslide.

Different types of motor insurance-
The motor covers different types of vehicle like three wheelers, two wheelers like motor bikes and scooters and four wheelers like jeeps, cars, trucks, buses commercial taxis and many more. They all come under motor insurance but in different categories. Like:

Two wheelers insurance- it is a one type of motor insurance which is also obligatory by law. It covers any kind of losses or damages due to manmade or natural calamities. It covers a certain amount to the insurer in case of any accident. It also covers the passengers of the vehicle and the legal liabilities in case of any kind of third party injury or property loss.
Car or auto insurance- it is also an obligatory by law at the time of purchasing it. It also covers any kind of damage or loss to the car due to manmade or natural calamities. Therefore car manufacturers are now tying up with the insurance companies in aid to provide the swift service to the customer.
Commercial Vehicle insurance- this type of motor insurance involves those vehicles which are used as a commercial purpose like buses, trucks, heavy commercial vehicles, multi utility vehicles, light commercial vehicles, agricultural vehicles, ambulance and many more. It is also an obligatory by law. It covers any kind of loss or damage to the vehicle caused by manmade or natural calamities.

Premium factors of the car insurance or auto insurance-
There are several factors depending on which premiums of the insurance will be fixed. Those are:
Car information like make of the car, date of manufacturing place of registration etc.
Drivers experience and age.
Voluntary excess.


Coverage under car insurance or auto insurance-
Any damage or loss to the personal accident, insured vehicle and third party liabilities due to the following are covered by this type of insurance.
Manmade- theft, riot and strike, burglary, malicious act, any kind of damage during transit in road, any kind of accident, inland waterway, rail, lift, air or elevator.
Natural calamities- explosion, fire, self ignition, earth quake, lightning, flood, hurricane, typhoon, storm, inundation, tempest, cyclone, frost, hailstorm, landslide, rockslide.

Different types of motor insurance-
The motor covers different types of vehicle like three wheelers, two wheelers like motor bikes and scooters and four wheelers like jeeps, cars, trucks, buses commercial taxis and many more. They all come under motor insurance but in different categories. Like:

Two wheelers insurance- it is a one type of motor insurance which is also obligatory by law. It covers any kind of losses or damages due to manmade or natural calamities. It covers a certain amount to the insurer in case of any accident. It also covers the passengers of the vehicle and the legal liabilities in case of any kind of third party injury or property loss.
Car or auto insurance- it is also an obligatory by law at the time of purchasing it. It also covers any kind of damage or loss to the car due to manmade or natural calamities. Therefore car manufacturers are now tying up with the insurance companies in aid to provide the swift service to the customer.
Commercial Vehicle insurance- this type of motor insurance involves those vehicles which are used as a commercial purpose like buses, trucks, heavy commercial vehicles, multi utility vehicles, light commercial vehicles, agricultural vehicles, ambulance and many more. It is also an obligatory by law. It covers any kind of loss or damage to the vehicle caused by manmade or natural calamities.

Premium factors of the car insurance or auto insurance-
There are several factors depending on which premiums of the insurance will be fixed. Those are:
Car information like make of the car, date of manufacturing place of registration etc.
Drivers experience and age.
Voluntary excess.




Author Resource:- Now at first you have to ask for the car insurance quotes or auto insurance quotes where your premiums will be mentioned and compare that with several companies quotes after that you have to choose your cheap car insurance along with good facilities.




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